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Ulta Beauty Rewards™

The Ulta Beauty Rewards™ Credit Card

It’s super rewardy™

Want 20% off your first purchase¹ and 2X the points²? Haul yes!

Get 20% off on your first purchase and earn 2 points per $1 spent at Ulta Beauty when you open and use your Ulta Beauty Rewards™ Credit Card.

Cardmember Benefits

points love

The more you earn, the better the payoff.

Manage your credit card account

Track your points, pay your bill online, view your account activity and monitor your card balance.

Check your points earned

Sign in to see how many you've earned, and plan your next haul accordingly.

Frequently Asked Questions

What's the difference between, Ulta Beauty Rewards™ the Ulta Beauty Rewards™ Mastercard® Credit Card and the Ulta Beauty Rewards™ Credit Card?

Ulta Beauty Rewards™ is not a credit card. It is our loyalty program that rewards you with exclusive offers and points for purchases made at Ulta Beauty stores and on ulta.com. The program is free and any United States resident over the age of 16 can join. Full program details can be reviewed on Ulta Beauty Rewards™. Individuals who are under 18 years of age must obtain their parents' legal guardians' consent to participate in the Ulta Beauty Rewards™ Loyalty Program.

Ulta Beauty Rewards™ Mastercard® Credit Card is a credit card that can be used at Ulta Beauty and anywhere Mastercard® is accepted. To apply you must be at the age of majority in your state or territory. Once you are approved, you earn one extra point for every dollar spent at Ulta Beauty-in-store or at ulta.com (double points!) and one point for every $3 spent outside Ulta Beauty anywhere Mastercard® is accepted.

Ulta Beauty Rewards™ Credit Card is a credit card that can only be used at Ulta Beauty stores, and on ulta.com. To apply you must be at the age of majority in your state or territory. Once you are approved, you earn one extra point for every dollar spent in Ulta Beauty stores or on ulta.com (double points!). The Ulta Beauty Rewards™ Credit Card cannot be used at Ulta Beauty at Target or on Target.com.

How do I apply for the Ulta Beauty Rewards™ Mastercard® Credit Card?

There are two ways you can apply, visit your nearest Ulta Beauty store and apply at checkout or online at ulta.com/credit. If approved, you'll receive a credit card welcome kit in the mail within 7-10 business days.

Can I use my Ulta Beauty Rewards™ Mastercard® Credit Card or Ulta Beauty Rewards™ Credit Card on the same day that I apply for the card?

Yes, if you have been approved for a credit card in an Ulta Beauty store or online, you will be able to use your newly opened account on the same transaction and receive a first purchase discount as well! For online applications, you will have to wait until you receive a physical card in the mail for any future online purchases, but you can visit any Ulta Beauty store to look up your account. Guests that are approved online but do not make a purchase in the same session will receive their first purchase discount via email within 48 hours provided they are opted in to Ulta Beauty emails. The first purchase discount is not redeemable at Ulta Beauty at Target or on Target.com.

If I don't have my Ulta Beauty Rewards™ Mastercard® Credit Card or Ulta Beauty Rewards™ Credit Card, is there a way to look up/obtain my credit card number so that I can make a purchase?

Yes! When checking out in-store at Ulta Beauty, just tell the Ulta Beauty associate that you would like to pay using your Ulta Beauty Rewards™ Mastercard® Credit Card or Ulta Beauty Rewards™ Credit Card and would like to look up your account. You will be asked to show a valid form of identification and enter some information on the pin pad to confirm that it's you! For online purchases, you will need your physical card to check out. If you can't find your card, please contact Comenity Capital Bank by calling 866-257-9195, TDD/TTY: 888-819-1918.

If I was approved for the Ulta Beauty Rewards™ Mastercard® Credit Card but I want the Ulta Beauty Rewards™ Credit Card, what can I do?

You can choose to close your Ulta Beauty Rewards™ Mastercard® Credit Card and reapply for the Ulta Beauty Rewards™ Credit Card by calling the phone number located on the back of your card or at 866-257-9195, TDD/TTY: 888-819-1918.

Where can I view my transaction details and inquire about my credit card balance?

To view your current Ulta Beauty Rewards™ Credit Card or Ulta Beauty Rewards™ Mastercard® Credit Card balance, go to ulta.com/credit and click on 'Manage Account' or contact Comenity Capital Bank at 866-257-9195, TDD/TTY: 888-819-1918.

What I if I lose my card?

If your card is lost or stolen please contact Comenity Capital Bank by calling 866-257-9195, TDD/TTY: 888-819-1918.

How do I earn points?

With the Ulta Beauty Rewards™ Credit Card and Ulta Beauty Rewards™ Mastercard® Credit Card, you will earn 2 bonus points for every $1 spent at Ulta Beauty and ulta.com (excludes purchases at Ulta Beauty at Target and Target.com). Ulta Beauty Rewards™ Mastercard® Credit Card cardholders will earn 1 bonus point for every $3 spent outside of Ulta Beauty, including Ulta Beauty at Target and Target.com, and anywhere Mastercard® is accepted. The Ulta Beauty Rewards™ Credit Card cannot be used as a form of tender at Ulta Beauty at Target and Target.com

Do I earn points on all credit card purchases made using the Ulta Beauty Rewards™ Credit Card or Ulta Beauty Rewards™ Mastercard® Credit Card?

You will earn points for the amount charged on your credit card on all products at Ulta Beauty, including services at The Salon at Ulta Beauty. However, gift cards, tips, shipping charges, discounts from vendor coupons (or other similar discount coupons), taxes, and fees are not eligible for points. For

Ulta Beauty Rewards™ Mastercard® Credit Card, you will also earn points for purchases outside of Ulta Beauty, including Ulta Beauty at Target and Target.com, and anywhere Mastercard® is accepted. See the Program Terms & Conditions for complete details.

Do points earned on the credit card expire?

Points will expire at the end of the quarter one year after the date they were earned. Check your receipt, Ulta Beauty Rewards™, or your monthly Ulta Beauty Rewards™ email statement for the next expiration date. If you are a Platinum-level or Diamond-level member, points never expire as long as you maintain Platinum or Diamond level.

Do Platinum and Diamond-level members earn points differently with the credit card?

No, Platinum members will still earn 1.25 points and Diamond members will still earn 1.5 points per $1 spent at Ulta Beauty and 1 extra point per $1 spent at Ulta Beauty with the credit card.

How do I view Ulta Beauty Rewards™ points earned with my Ulta Beauty Rewards™ Credit Card or Ulta Beauty Rewards™ Mastercard® Credit Card?

You can view your points earned on the credit card by logging into the My Rewards page here. You can also view your total Ulta Beauty Rewards™ points balance on your store receipt, the My Rewards page on Ulta Beauty Rewards™, or your monthly Ulta Beauty Rewards™ email statements.

When do points earned on the credit card show up in my account?

Credit Card points will be applied to your account once per month, within 5 business days of the generation of your credit card billing statement.

How do I redeem my Ulta Beauty Rewards™ points earned on the credit card?

At checkout within an Ulta Beauty store, ask the associate for your points balance. You can start redeeming when you have at least 100 available points. Tell the associate how many points you want applied to your purchase, following the increments in the table below or a combination of increments. Use some or all of them — it's up to you. You can also redeem them online when you get to the payment page. Find the field at the bottom of the page where you can select how many points you want to redeem. Ulta Beauty Rewards™ points cannot be redeemed at Ulta Beauty at Target or on Target.com.

Redeem pointsDollars off any merchandise
100$3.00
250$8.00
500$17.50
750$30.00
1000$50.00
2000$125.00

What if I don't see my points posted in my rewards account?

Please contact the Ulta Beauty Guest Service team here, and they will assist you.

How do I make a payment?

Pay Online: Visit Ulta Beauty Rewards™ Credit Card and click on Manage Account. There is no fee to make a payment online.

Pay by Phone: Contact Comenity Capital Bank at 866-257-9195, TDD/TTY: 888-819-1918. Fees may apply for payments made by phone.

Pay by Mail: Send your payments to Comenity Capital Bank - Ulta Beauty Rewards™ Mastercard® Credit Card or Ulta Beauty Rewards™ Credit Card PO Box 650964 Dallas TX 75265-0964.

Can I make a payment at an Ulta Beauty store?

Not at this time, but there are several other ways to make payments: online, by phone, or through the mail.

When will existing Ulta Beauty Rewards™ Credit Card holders with the original design receive a credit card with the updated design? Will my account number change?

Existing Ulta Beauty Rewards™ Mastercard® Credit Card holders - You will automatically receive a new credit card with the updated design in the mail 2-3 weeks prior to the expiration date listed on your card. Your account number will not change and you may continue using your current credit card at Ulta Beauty and everywhere Mastercard® is accepted.

Existing Ulta Beauty Rewards™ Credit Card holders: The Ulta Beauty Rewards™ Credit Card does not expire so you will not receive a credit card with the new design. Instead, please continue to use your current credit card in-store and online at Ulta Beauty. Your account number will not change.

Can I apply for or use my Ulta Beauty Rewards™ Credit Card at Ulta Beauty at Target?

Guests cannot apply for the Ulta Beauty Rewards™ Credit Card at Ulta Beauty at Target or on Target.com or redeem their first purchase discount. Additionally, the Ulta Beauty Rewards™ Credit Card cannot be used as a form of tender at Ulta Beauty at Target.

Can I apply for or use my Ulta Beauty Rewards™ Mastercard® Credit Card at Ulta Beauty at Target?

Guests cannot apply for the Ulta Beauty Rewards™ Mastercard® Credit Card at Ulta Beauty at Target or on Target.com or redeem their first purchase discount. However, the Ulta Beauty Rewards™ Mastercard® Credit Card can be used for purchases at Ulta Beauty at Target and you will earn 1 point for every $3 spent on qualifying purchases.

Who do I contact if I need help or have questions regarding my Credit Card?

Please contact Comenity Capital Bank directly at 866-257-9195!

¹Valid one time only. Duplicate offers will not be accepted. Excludes gift cards and prior purchases. If approved online, you must be opted into Ulta Beauty emails to receive the 20% off coupon.

²Mentioned earning based on Base Member level. Offer is exclusive to Ulta Beauty Rewards™ or Ulta Beauty Rewards™ Mastercard® Credit Card holders enrolled in the Ulta Beauty Rewards™ program. This rewards program is provided by Ulta Beauty® and its terms may change at any time. For full Rewards Terms and Conditions, please see ulta.com/rewards.

³Click here for important rate, fee, and other cost information.

⁴Mentioned earning based on Base Member level. Offer is exclusive to Ulta Beauty Rewards™ Mastercard® Credit Card holders enrolled in the Ulta Beauty Rewards™ program.

⁵Valid one time only. Offer is exclusive to Ulta Beauty Rewards™ Mastercard® Credit Card holders enrolled in the Ulta Beauty Rewards™ program.

Credit Card offers are subject to credit approval.

Ulta Beauty Rewards™ Credit Card Accounts are issued by Comenity Capital Bank.

Ulta Beauty Rewards™ Mastercard® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Mastercard® International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.